Personal Insurance

Home and Auto:

Home - High value homes often require more complex coverage options than standard insurance carriers can provide.

Flood - Most Homeowners policies do not include flood coverage. Flood coverage can be purchased up to the full value of your home.

Auto - When accustomed to quality, reliability, and comfort in your vehicle, your insurance policy should reflect the same high level of standards.

Collections:

We have a strong appreciation for our clients’ passions, and we advise our clients in preserving their collections by providing guidance through appraisals, inventory assessments and asset protection.

Fine Art - Whether an established collector or actively acquiring, insurance solutions are tailored to meet individual needs.

Jewelry – Each jewelry collection is unique and carries with it not only financial but also substantial emotional value.

Classic Autos - A collector car is not only an investment, but a highly personal possession that reflects your passion for collecting, restoring, and driving exquisitely crafted and rare automobiles.

Wine - Investment grade wines are an insurable asset, which can be protected against breakage, wine cellar accidents, and refrigerator malfunctions.

Other Collectibles - Whether a passion for silver, furs, musical instruments, antiques, or other memorabilia, valuable collectibles need appropriate protection.

Liability:

In today’s litigious environment our clientele requires the asset protection afforded by comprehensive liability insurance policies.

Personal Liability – An essential component of any home or auto insurance policy providing the first line of defense in the event of a claim.

Excess Liability – A second layer of protection triggered after the liability limits of an underlying policy are exhausted. Available as individual coverage or through a Group Personal Excess Liability program sponsored by an employer or other organization.

Workers Compensation – Insurance coverage to address potential injury to domestic staff and employees.

Employment Practices Liability – Protection to domestic employers from allegations including sexual harassment, wrongful termination, and discrimination.

Personal Directorship – Additional director and officers liability protection is available to individuals who sit on multiple non-profit and for-profit boards of directors.

Trustee Liability – Liability coverage is available to individuals who serve as trustees or executors.